NDI have strong links to the best banks and brokers in the business. In the current environment talking to our property finance experts could save you from costly decisions. At writing our team of experts are still achieving 85% loan to values on residential investment mortgages when the maximum across the industry seems to be 75% loan to value.
Long term property finance needs to be approached consideration to future events. If rates are historically high then taking a loan that tracks the bank base may be of benefit if rates are expected to drop. On the other hand if rates are historically low then fixing at a low rate and locking in your interest rate could benefit you.
Remember the banks want to make as much money off you as possible in times when rates are dropping they will lure you onto rates that will benefit them over the long term. If rates are dropping an example of this would be to get you to fix your interest rates with competitive fixed deals while over the term of the mortgage you would have been much better off on a tracker rate.
Please "Contact Us" if you feel we may be able to help.
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